What Housing Grant Options are Available to Veterans?

What Is the living wallet VA Specially Adapted Housing Grant?

For veterans who have bravely served their country, the transition back to civilian life can often be challenging, especially if they’ve acquired disabilities during their service. Housing, in particular, can pose significant obstacles for those with disabilities. However, there are avenues of support available, notably through the Department of Veterans Affairs (VA) Specially Adapted Housing (SAH) grant.

In this comprehensive guide, we will delve into the specifics of the SAH grant program, its eligibility criteria, benefits, and how veterans can apply to access this vital home resource.

Understanding the VA Specially Adapted Housing (SAH) Grant

The Specially Adapted Housing (SAH) grant program is designed to assist severely disabled veterans in modifying or constructing homes to accommodate their unique needs. Administered by the Department of Veterans Affairs, this program aims to provide a barrier-free living environment, enhancing the quality of life and independence for eligible veterans.

Grant Eligibility Criteria

To qualify for the SAH grant, veterans must meet certain eligibility criteria. Firstly, they must have a qualifying service-connected disability, such as the loss or loss of use of both legs, blindness in both eyes or certain severe burns. Additionally, veterans must have a medical determination from the VA confirming their eligibility for the SAH program. Furthermore, the grant is available to both veterans currently serving on active duty and those who have been discharged.

Benefits of the SAH Grant

The SAH grant offers a range of benefits tailored to meet the specific needs of disabled veterans. One of the primary benefits is financial assistance for the construction or modification of a home to make it accessible and suitable for the veteran’s disability. This can include features such as wheelchair ramps, widened doorways, accessible bathrooms, and other adaptations necessary for independent living.

Moreover, the SAH grant provides veterans with the flexibility to choose the location and design of their adapted homes, allowing them to create a living environment that best suits their needs and preferences. Additionally, veterans who have already adapted their homes using personal funds may still be eligible for reimbursement through the SAH grant program, provided they meet the necessary criteria.

Grant Application Process

The process of applying for the SAH grant begins with completing the appropriate VA form and submitting it along with supporting documentation, including medical records and proof of eligibility. Veterans are encouraged to work closely with VA representatives throughout the application process to ensure they meet all requirements and deadlines.

Once the application is submitted, it undergoes a thorough review by the VA to verify the veteran’s eligibility and determine the appropriate level of assistance. If approved, the veteran will receive notification of their award and can begin the process of planning and implementing the necessary adaptations to their home.

Housing Challenges and Considerations

While the SAH grant program offers invaluable support to disabled veterans, there are certain challenges and considerations to be aware of. One such challenge is the potential for delays in the application and approval process, which can be frustrating for veterans in need of immediate assistance. Additionally, navigating the complexities of home construction and modification can present logistical and financial challenges for some veterans.

Furthermore, veterans should be aware of the ongoing maintenance and upkeep required for adapted homes, as well as any additional costs associated with accessibility features and modifications. It’s essential for veterans to carefully consider their long-term needs and goals when planning and implementing adaptations to their homes.


In conclusion, the VA Specially Adapted Housing (SAH) grant program plays a crucial role in supporting disabled veterans in achieving greater independence and quality of life. By providing financial assistance for home modifications and adaptations, the SAH grant empowers veterans to create living environments that meet their unique needs and preferences. While the application process may pose challenges, the benefits of the SAH grant far outweigh the hurdles, offering a lifeline of support to those who have sacrificed so much in service to their country.

Thrive Homes is proud to offer home modification services to Veterans in the greater Kansas City Area.

If you are a veteran with a qualifying service-connected disability, you may be eligible to receive a grant for Specially Adapted Housing if you’re using the grant money to modify your permanent home (a home you plan to live in for a long time) and you meet certain requirements (you can refer to VA.gov for more details).